Council Tax debt advice

We can:

• Help you sort out your debt problem in the best way for you and with your agreement.
• Check your benefits to make sure you are getting all the money that you should.
• Advise on solutions that cover all of your debts, like debt management plans.
• Help arrange for the payments on what you owe to be reduced.
• Help you to regain control of your finances.

We will not make any judgment about why you are in debt. Our job is to help sort your problem, however the debts arose.

Contact

Other sources of advice

• Calderdale Citizens Advice Bureau.
• Noah's Ark Centre - Money Advice.
• Debt Advice Foundation.
• Do you need a financial adviser? (Money Helper).
• StepChange Debt Charity.
• Debt Support Trust.
• National Debtline.
• PayPlan.

These are places that can advise on different types of debt, like:

• Rent and mortgage arrears.
• Credit card debts and bank loans.
• Paying Council Tax or other invoices.

They can:

• Check you are get the benefits you are entitled to.
• Help you to identify the most important debts and take the action needed. The law gives creditors different ways to get their money back.
• Help plan your weekly and monthly budget.
• Look at your income/outgoings and draw up a financial statement.
• Help you to decide on a plan to deal with your debts.
• Negotiate with the people you owe money to.
• Advise you on court procedures, help reply to court documents and represent at court appearances where appropriate.